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School & Property Records ...
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Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
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| Q |
What Kauai location was used to portray Never-Never Land in "Hook," the remake of Peter Pan by Steven Spielberg?
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| A |
Kipukai beach |
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Sara & The SOLD It Again Team
RE/MAX UNITED
9131 Anson Way
Raleigh, NC 27615
Direct: 919-846-3218
Fax: 919-882-4303
Sara@SaraMatyiko.com
If you're considering buying or selling a home, selecting a Raleigh real estate agent is the first important decision you will have to make. While there are many qualified agents out there, it's important to decide on a professional who understands your needs and individual preferences, someone who you can respect and trust. As your real estate professional, Sara will be your guide through the entire process of buying or selling a home, and can be a valuable resource. We would love to hear from you and have the opportunity to discuss why Sara & The Sold It Again Team may be right for you. For a confidential consultation about Real Estate in Raleigh and for the surrounding Wake County areas of Cary, Holly Springs, Apex, Chapel Hill and Durham, contact us directly at 919-846-3218.
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